Banking on AI™ | BAI Summer School 2026

BAI Summer School 2026 · BAI Technical Briefs

Banking on AI™

BAI Technical Briefs
Ten issues. Every other Tuesday. Free. A deep dive that closes the gap between what universities teach and what European banks are deploying — before 2 August 2026 changes everything.
10
Issues · every other Tuesday
9+1
Pre-programme + capstone
4,000+
Subscribers
Free
No paywall · No prerequisites

Something is missing from most AI education in banking.

European banks are deploying agentic AI systems right now — multi-agent credit underwriting, autonomous AML monitoring, AI-driven onboarding. But most of the professionals and students who will govern, build, or work alongside these systems have never been taught what actually separates a production agentic system from a Jupyter notebook exercise.

The BAI Technical Briefs are a ten-issue, twice-monthly reading programme drawn directly from the introductory module of the BAI Summer School 2026. Nine briefs publish before the Summer School opens on 1 July. A tenth — The Governance Paradox — arrives on 21 July, eleven days after the programme closes.

The briefs are preparation. The programme is practice. The capstone is reflection.

"The question for banks is no longer whether to adopt agentic AI. It is whether they understand what they are adopting — and whether their governance structures are ready for systems that act, not merely advise."

BAI Summer School 2026

What the Series Delivers

🏦
Production-grade banking cases — documented deployments from UBS, JPMorgan, Goldman Sachs, Wells Fargo, and Morgan Stanley, with outcomes, not vendor promises.
⚙️
The actual production stack — LangGraph, Model Context Protocol, OpenAI Agents SDK, ReAct loops. The tools banks deploy, not the Jupyter notebooks universities teach.
⚖️
Regulatory fluency — EU AI Act Articles 9–15, GDPR Article 22, DORA — mapped to specific technical decisions, not legal summaries.
🔎
Self-assessment in every issue — five questions per brief with guidance notes, calibrated to reveal what you don't yet know, not just confirm what you do.
🎓
Summer School preparation — arrive at Anglet already fluent in the vocabulary the programme's case discussions will assume, not building it in real time.
📅
Deliberately timed capstone — Brief 10 publishes 21 July, after the programme closes, designed to land differently once you've lived through the case discussions.

The Series at a Glance

10

Briefs total — 9 pre-programme + 1 capstone

4,000+

Banking on AI™ subscribers across Europe, North America, and Asia

4 ECTS

Academic credits available through ZHAW School of Management and Law

2 Aug

EU AI Act full application — the deadline driving every brief

10-Issue Editorial Calendar

Briefs 1–9: Pre-programme deep dive (17 March – 7 July 2026) | Brief 10: Post-programme capstone (21 July 2026)

Pre-programme deep dive · Briefs 1–9 · 17 March – 7 July 2026

BRIEF 1 · Tuesday 17 March 2026

What Makes an AI System "Agentic"?

The foundational distinction that changes everything: from systems that advise to systems that act. Why this is not a technical upgrade but a categorical shift in governance requirements.

Wooldridge & Jennings Four properties ReAct loop EU AI Act classification
Read Brief 1 →
BRIEF 2 · Tuesday 31 March 2026

The Principal-Agent Problem, Reimagined

Jensen and Meckling's 1976 framework meets LLM deployment. When your agent is an algorithm, misaligned incentives become misspecified objectives — consequences play out at machine speed before anyone notices.

Principal-agent theory Misspecified objectives Agency costs Governance design
📅 31 March 2026
BRIEF 3 · Tuesday 14 April 2026

Documented Banking Applications: What the Leaders Are Actually Doing

An evidence-based tour of production deployments reshaping global banking — with documented outcomes. JPMorgan, Goldman Sachs, Wells Fargo, Capital One, Morgan Stanley.

JPMorgan LLM Suite Goldman GS AI Assistant Wells Fargo multi-agent Morgan Stanley DevGen.AI
📅 14 April 2026
BRIEF 4 · Tuesday 28 April 2026 · Part 1 of 2

Building Agentic Systems in Banking: A Technical Framework

How production agentic systems are actually constructed. The five-layer architecture, three orchestration patterns, and the tool stack that separates what banks deploy from what universities teach.

Five-layer architecture LangGraph ReAct loops MCP OpenAI Agents SDK
📅 28 April 2026
BRIEF 5 · Tuesday 12 May 2026 · Part 2 of 2

Wells Fargo: Building a Multi-Agent System in Practice

A deep technical case study reconstructing Wells Fargo's multi-agent loan re-underwriting system — annotated code patterns, governance decisions embedded in each layer, lessons for any production deployment.

LangGraph StateGraph Sub-agent delegation Governance by architecture Google Agentspace
📅 12 May 2026
BRIEF 6 · Tuesday 26 May 2026

The Delegation Dilemma: When Technically Correct Is Commercially Catastrophic

£4 million in damage. No technical violations. Every decision within delegated authority. The governance failure scenario that reveals why existing frameworks were designed for the wrong kind of AI.

Governance failure Accountability vacuum Irreversibility gates Tiered autonomy
📅 26 May 2026
BRIEF 7 · Tuesday 9 June 2026

Monitoring at Machine Speed: Why Weekly Dashboards Are Already Too Slow

Agentic systems can cause material financial damage in 48 hours. The shift from governance by audit to governance by design — with the specific mechanisms that close the gap.

Real-time escalation Uncertainty routing DevSecOps analogy Governance by design
📅 9 June 2026
BRIEF 8 · Tuesday 23 June 2026

The EU AI Act: What 2 August 2026 Actually Means for Financial Services

EU AI Act Articles 9–15 mapped to specific compliance obligations. GDPR Article 22. DORA. The accountability gap left by the withdrawn AI Liability Directive.

EU AI Act Arts. 9–15 GDPR Art. 22 DORA EBA factsheet AILD withdrawal
📅 23 June 2026
BRIEF 9 · Tuesday 7 July 2026

The Workforce Equation: From Makers to Checkers

JPMorgan's framing of the new division of labour. The three human capabilities agentic AI is elevating to strategic importance — and why traditional banking training programmes are not building them.

Makers vs. checkers Strategic oversight Human-AI orchestration Workforce transformation
📅 7 July 2026

Post-programme capstone · Brief 10 · 21 July 2026

BRIEF 10 · Tuesday 21 July 2026 — Eleven days after the programme closes

The Governance Paradox: Moving Fast Without Breaking Everything

The central strategic tension of 2026: the speed and scale creating competitive advantage are precisely the properties making governance harder. Designed to land after the programme — when Anglet becomes the frame through which its argument is read.

Competitive imperative Five governance principles Pre-deployment checklist 2 August readiness
📅 21 July 2026 — Capstone

Why Brief 10 publishes on 21 July

Brief 10 is not pre-reading. It is a reflective capstone — written to land differently once you have spent ten days building and governing agentic systems in practice. Ten issues of preparation. Ten days of programme. One capstone for reflection.

21
July
Capstone
publishes

Brief 1 publishes 17 March.

Subscribe to receive all ten briefs directly. Free to all. No paywall. No prerequisites. Just the gap, closing — issue by issue, every other Tuesday.

By subscribing you agree to receive ten bi-weekly issues by email. Unsubscribe anytime.

About BAI Summer School 2026

AI Agents & Agentic Systems in Banking and Finance

July 1–10, 2026 | Anglet, Basque Coast, France

Program Details

info@baisummer.com

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